If we don’t understand what you are trying to accomplish, we cant help you achieve them! Its about your advisor understanding you, your family or your business so we can provide the right information and advice specific to you.
We take into account important aspects of Investing like mitigating risk by diversifying your portfolio with asset allocation and Risk profile questions that give us a picture of the type of investments that make sense for you. We discuss fees and loads to ensure you understand what investing costs. We discuss expectations and will design a portfolio that can meet your investment objectives and help you achieve your goals.
When you meet with our advisory team we like to look at your full financial picture, Retirement Goals, Education Goals, short and long term savings and Emergency funds! For some people its about leaving a Legacy, for others it’s having the retirement that you have always wanted. While others are looking to put some away for children’s education. We can Help! Our team works with Allied professionals as well as Investment specialists to ensure you are getting the right information to make good designs for your family or Business.
Call our office and book some time to meet one of our Investment advisors.
Contributing to an RRSP is still one of the most popular and tax-effective ways of saving for your retirement. We have the tools to help you build a portfolio so that you can meet your retirement goals.
Segregated fund policies offer a long-term investment with death benefit and maturity guarantees. These guarantees are options within an insurance policy, other benefits are that the assets bypass the estate and potential probate fees, and go directly to your named beneficiaries.
Whether it’s saving for your child’s education, planning a vacation, building a nest egg for retirement, investing in a small business or managing your finances during retirement, we can help you create an investment portfolio that’s tailored to your needs. We can offer you a wide range of products and services to help you reach your financial security goals.
Is your family or business protected in case the unforeseen should occur? The advisors at Neil & Associates would be happy to talk to you about estate planning to show you how you can be certain your family and business will go on. They can advise you on your investments, estate and income protection and succession planning.
The TFSA, a type of investment account, allows you to earn investment income and generate capital gains from eligible investments tax-free.
You’ve saved for your retirement and now you need an income. The advisors at Neil & Associates can discuss options you need for your retirement lifestyle.
Children are going back to school. Consider saving for your child or grandchild’s education with an RESP. When you contribute to this type of registered plan, the federal government provides a grant to help you reach your goals faster. To maximize your contribution to your RESP savings plan, a contribution should be made by December 31.
A registered disability savings plan is a registered savings plan designed to provide long-term financial security for a person with a disability. Tax deferred investment growth, along with generous government grants and bonds make the RDSP a powerful investment pool. An RDSP is set up in the mane of a beneficiary, the person with the disability. The beneficiary must be a Canadian resident, under 60 years of age, with valid SIN and who is eligible for the Disability Tax Credit. Adults and minors are eligible for this plan.
We can help you protect your most important asset.
Insurance is the foundation of a complete financial plan.
Financial security planning is about more than saving money.