Accidents and illness are facts of life. They can happen to anyone at any time. Disability insurance is the best way to protect your income, your lifestyle and your family if an accident or illness stops you from working.

Your income helps you maintain current financial obligations (i.e., mortgage payment, monthly bills, and grocery purchases) and your financial plan (i.e., children’s education planning and your retirement goals). Would you still be able to fulfill these obligations if you lost your ability to work?

We have access to several disability insurance products that offer a range of options designed to help address your specific needs whether you are an employee, self-employed, contractor, part-time or seasonal worker.

The advantages of disability insurance include:

1. Protects your greatest asset; your ability to earn an income which supports your current lifestyle, financial independence and your family’s long-term financial security plan
2. The ability to pay fixed expenses for your business if you’re disabled
3. Facilitation of the buy-out of a disabled partner’s share of the business
4. Tax-effective solutions for business owners and key employees

Contact us today to find out more about helping to protect your income and the importance of disability insurance to your financial security plan.