Financial Planning
Financial security takes planning. At Neil & Associates it is our life’s mission to help you prepare for the moments in your life that have a big impact - career changes, buying or selling a business, marriage, having children, sending them off to college, seeing them get married, and becoming grandparents…then there comes a time when you can retire! We also recognize that there are other moments in life that are more difficult to deal with…and we are there for you then too; loss of a loved one, unexpected health concerns and much more. Planning is about more than saving money for retirement – it’s about helping protect what means the most to you and helping you achieve your short and long-term goals.
The first step to achieving your financial security goals is creating a financial plan. Our goal is to help you build a plan that’s tailored to your needs, flexible enough to meet your changing needs and based on solid insurance and investment products.
We are here to help you with the following:
- Provide for your family in the event of your death, disability or a critical illness
- Secure a comfortable retirement
- Control your debt
- Fund a post-secondary education for your children
- Minimize your taxes
- Create an estate for your heirs
- Meet a variety of business protection needs
- Provide affordable benefits for your company’s employees
- Financial security and planning
How do we help you plan?
To help guide us along the way we build financial plans using a proven process based on the four cornerstones of financial security
- Developing a plan for Major purchases
- Identifying family needs ; for example education, vacations etc
- Outlining retirement dreams
- Reviewing insurance requirements
This goal-based financial security planning approach is designed to help you:
- Better understand what financial security means to you by reviewing your current needs and defining goals
- Identify and discuss any roadblocks to achieving your goals
- Analyse your situation, identify any gaps and build a plan to help you achieve your short- and long-term goals
- Review and monitor your plan to help ensure it continues to meet your changing needs